Insurance

Comprehensive Coverage, Unmatched Protection.

Auto Insurance

Stay protected on the road with our comprehensive auto insurance plans. Whether you need basic liability coverage or full protection, we offer tailored policies to fit your needs and budget. Drive with confidence knowing you’re covered against accidents, theft, and unforeseen events. Get the right coverage at the best rates with State Insurance!

parked white Ford Explorer SUV
parked white Ford Explorer SUV
Standard Auto Insurance

Our Standard Auto Insurance provides essential coverage to keep you protected on the road. It includes liability, collision, and comprehensive coverage options to safeguard you against accidents, damages, and unforeseen events. With flexible policies tailored to your needs, we ensure you meet legal requirements while securing peace of mind. Drive confidently with reliable coverage at competitive rates

black car during sunset
black car during sunset
Non-Standard Auto Insurance (High Risk)

Non-standard auto insurance/Indemnity are for the individuals who are considered high-risk by Insurance carriers. Anyone with more than 3 incidents in the past 3 years is considered high-risk in auto insurance in NYC., making it very difficult to obtain auto insurance.

However, at State Insurance we specialize in Non-Standard Auto Insurance. We understand that life can take turns, it doesn't mean obtaining insurance should be difficult.

Types of Auto Insurance

TLC & Livery Insurance

As a professional driver in New York, having the right TLC Insurance is essential. Whether you drive a taxi, rideshare, or livery vehicle, we provide affordable, reliable, and fully compliant coverage to keep you on the road. Our tailored policies protect you from accidents, liabilities, and unforeseen events, ensuring you meet all Taxi & Limousine Commission (TLC) requirements hassle-free. Stay covered, drive worry-free, and focus on what matters most—your business.

A close up of a car's tail light
A close up of a car's tail light
red and white volkswagen t-2 parked beside white and blue building
red and white volkswagen t-2 parked beside white and blue building
Homeowner's Insurance

Protect your home and everything in it with reliable homeowners insurance. Our policies cover damages, theft, and liability, ensuring your peace of mind

Condo/Co-Op/Renter's Insurance

Whether you own a condo, live in a co-op, or rent an apartment, protect your home and belongings with tailored insurance coverage. Our policies cover personal property, liability, and unforeseen damages, giving you peace of mind.

beige 2-story house
beige 2-story house
black and white cocnrete building low-angle photography
black and white cocnrete building low-angle photography

Property Insurance

Business Insurance

Protect your business from unexpected risks with our comprehensive business insurance solutions. From liability and property coverage to workers’ compensation and commercial auto, we provide tailored policies to safeguard your assets, employees, and operations. Keep your business secure and thriving

three women sitting beside table
three women sitting beside table
General Liability

Protect your business from lawsuits and financial losses with General Liability Insurance. This coverage shields you from claims related to bodily injury, property damage, and advertising injuries, ensuring your business stays secure against unexpected legal expenses.

people eating inside of cafeteria during daytime
people eating inside of cafeteria during daytime
Business Owner's Policy (BOP)

A Business Owner’s Policy (BOP) combines essential coverages, including general liability and commercial property insurance, into one convenient package. It protects your business from property damage, liability claims, and loss of income, offering comprehensive protection at an affordable rate.

bottom view shot of airplane flying above high rise building
bottom view shot of airplane flying above high rise building
orange excavator
orange excavator
Commercial Property

Safeguard your business’s physical assets with Commercial Property Insurance. This coverage protects buildings, equipment, inventory, and more against fire, theft, vandalism, and natural disasters, ensuring your business can recover quickly from unexpected losses.

Speciality Business Insurance

For businesses with unique risks, Specialty Business Insurance provides tailored coverage beyond standard policies. Whether you operate in high-risk industries, need professional liability protection, or require specialized coverage for unique assets, we offer customized solutions to keep your business secure.

Get a quote

Call or email our office, or just simply fill out these questions and a Licensed Insurance Representative will reach out to you right away!

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